My favorite European bank, N26, recently confirmed that they would open registrations for their UK current accounts in November 2018.

They are currently running a closed “friends & familiy” beta, so simply click here to be notified when you can register for N26 in the UK.

Not only are N26 expanding to the UK, but they will also launch in the US in the first half of 2018.

How to open an N26 account in the United Kingdom now

You can already open an N26 account while being located in the UK right now, with the following caveats:

  • You need to have a European mailing address
  • The account will be based in Germany (so no UK account number and sort code), so it’s not practical to use for transfers or direct deposits in the UK. But as a travel card, it’s still useful—especially if you have income in Euros.

Click here to open an N26 account now

How to open an N26 account in the UK when it’s officially launched

In November, when you will be able to open up a proper UK current account with N26, the process will be the same as for other EU countries.

What features will N26 offer in the UK?

The product will be virtually the same as in the rest of the EU, the primary difference is that you’ll get a UK account number and sort code. N26’s banking license is also valid in the UK, so your deposits will still be insured up to the equivalent of €100,000.

If you can send SEPA transfers from your UK N26 account or if you need to use the built-in TransferWise integration remains to be seen. My bet is the latter, at least for now.

It’s likely that they will offer their Metal card already at launch, to compete with Revolut & Curve for the more premium segment of the market.